Terms of Use for Options Home Loans

 

1. Acceptance of Terms

By accessing or using the website https://optionshomeloans.com/ (the “Site”) and the services provided by Options Home Loans (“we,” “us,” or “our”), you agree to comply with and be bound by these Terms of Use (“Terms”). If you do not agree with these Terms, you must not use the Site.

2. Services Provided

Options Home Loans provides various mortgage services, including but not limited to Fixed Rate Mortgages, FHA Mortgages, VA Mortgages, and Jumbo Mortgages. All services offered are subject to availability and applicable legal and regulatory requirements.

3. Eligibility

You must be at least 18 years old to use our services. By using the Site, you represent and warrant that you have the legal capacity to enter into these Terms and comply with them.

4. Use of the Site

You agree to use the Site only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else’s use of the Site. You must not:

  • Use the Site in any manner that could disable, overburden, or impair the Site or interfere with any other party’s use of the Site.
  • Attempt to gain unauthorized access to any portion or feature of the Site, or any other systems or networks connected to the Site.
  • Use any device, software, or routine to interfere with the proper working of the Site.

5. Intellectual Property Rights

All content, features, and functionality on the Site, including but not limited to text, graphics, logos, and images, are the exclusive property of Options Home Loans or its licensors and are protected by applicable copyright, trademark, and other intellectual property laws. You may not use, reproduce, distribute, or create derivative works from any content on the Site without our express written permission.

6. Privacy Policy

Your use of the Site is also governed by our Privacy Policy, which can be found [link to Privacy Policy]. By using the Site, you consent to the practices described in the Privacy Policy.

7. Disclaimers

  • No Financial Advice: The information provided on the Site is for general informational purposes only and does not constitute financial advice. You should consult a qualified professional before making any financial decisions.
  • No Warranty: The Site is provided on an “as-is” and “as-available” basis without warranties of any kind, either express or implied. We do not warrant that the Site will be error-free, uninterrupted, or free of viruses or other harmful components.

8. Limitation of Liability

To the fullest extent permitted by law, Options Home Loans shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, or goodwill, arising from your use of the Site or services, whether based on warranty, contract, tort, or any other legal theory.

9. Indemnification

You agree to indemnify, defend, and hold harmless Options Home Loans, its affiliates, and their respective officers, directors, employees, agents, and contractors from any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms or your use of the Site.

10. Changes to These Terms

We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting on the Site. Your continued use of the Site following the posting of revised Terms means that you accept and agree to the changes.

11. Governing Law

These Terms and any disputes arising from your use of the Site shall be governed by and construed in accordance with the laws of [Your State/Country], without regard to its conflict of law principles.

12. Contact Information

If you have any questions or concerns about these Terms, please contact us at:

Options Home Loans
12900 Garden Grove Blvd, Ste 128 Garden Grove, CA 92843
info@optionshomeloans.com
(949) 900-6630

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