Stop Giving Away $300–$400 Per Loan to Your Current Managing Broker.
You close the deal. You built the relationship. You did the work. So why is your broker platform keeping hundreds of dollars of your commission on every single loan?
At Options Home Loans, you pay $295 flat — and keep everything else.
$1,500+
Extra per month vs. high-fee broker platforms (5 loans)
$0
Monthly overhead in slow months
97.9%
Commission retention on a $500K loan
35
Licensed states and growing
What You Get at Options Home Loans
A broker platform built for loan officers who are serious about their income — not their broker platform's income.
Keep 97.9% of Every Commission
At $295 flat on a $500K loan at 275 BPS, you keep $13,455 of $13,750 gross. That's 97.9 cents on every dollar — no percentage splits eating into your income.
Zero Monthly Overhead
No monthly broker platform fee. No tech fee. No desk fee. You pay nothing in slow months — your overhead is literally $0 until you close a loan.
No Recruit Quotas. Ever.
No recruit requirements, no ledger systems, and no MLM-style obligations. Just you, your clients, and your commission.
Direct Access to Kevin
No account managers, no ticket queues. You work directly with Kevin Vu, the principal broker — fast scenario reviews, real answers, and support on complex files.
Full Wholesale Lender Access
Submit to multiple wholesale lenders to find the best rate and program for every borrower. More options means more closings and happier referral partners.
Every Loan Program You Need
Conventional, FHA, VA, bank statement, DSCR, jumbo, and our exclusive zero-down DPA programs. Handle every scenario your Realtor partners bring you.
Your Processing, Your Choice
We never force you to use our processing or charge a mandatory processing fee. It is your business — run it your way. Processing is available through us if you want it, but it is always your call.
Leads When You Want Them
Buy leads on your own, source them through us, or tap into our in-house generated lead pool fed daily. You decide how you want to grow your pipeline — we just make sure the options are there.
Your Business. Your Rules.
We give you the infrastructure — you decide how to use it.
No Forced Processing Fees
We will never force you to use our processing or tack on a mandatory processing fee. Your business runs the way you want it to run — full stop.
Use your own processor if you prefer
Use our processing when it makes sense for you
No hidden processing charges baked into your splits
Three Ways to Build Your Pipeline
You are never on your own when it comes to leads. We give you flexibility to grow your pipeline the way that works best for your market.
Buy your own leads
Source from any vendor you already trust — no restrictions.
Buy leads through us
Access our vetted lead sources at competitive rates.
In-house lead pool
Tap into daily-fed leads generated in-house and shared across the team.
The math on a $500K loan at 275 BPS
$13,750
Gross commission
What you earned
$295
Broker platform fee
What we keep (2.1%)
$13,455
Your take-home
97.9 cents on the dollar
Compare that to closing the same loan at a typical high-fee broker platform:
Options Home Loans
$13,455
Fee: $295 flat
High-Fee Platform A
$13,155
Fee: $595+
High-Fee Platform B
$13,055–$13,155
Fee: $595–$695
On 5 loans/month, that is $1,500–$2,000 more per month staying in your pocket.
This Broker Platform Is Built For You If...
You are a licensed LO who is tired of watching $300–$700 disappear from every commission check.
You want to work with a principal broker directly.
You value a clean, simple fee structure with zero surprises and zero monthly overhead.
You want access to multiple wholesale lenders so you can always find the best deal for your borrower.
You are done with recruit quotas, ledger systems, and MLM-style broker platform requirements.
You want to offer your Realtor partners programs they cannot get at a retail bank — including zero-down DPA loans.
You want the freedom to use your own processor — or ours — without being forced into a fee you did not choose.
You want access to a daily lead pool plus the flexibility to buy leads your own way.
Jump On A Discovery Call With Us
Drop your info below and Kevin will personally reach out — usually within one business day. No pitch decks, no recruiters. Just a straight conversation.
Ready to Keep More of What You Earn?
Call Kevin directly — no recruiters, no pitch decks. Just a straight conversation about whether this is the right fit for you.