Today's Live Mortgage Rates
Real-time rates for your loan scenario — Conventional, FHA, VA, USDA, and more. Adjust the filters below and see actual pricing from our wholesale lender network.
Live rates from our wholesale lender network
Rates update in real time. Select your loan type, term, and credit score to compare options.
These are real-time marketplace rates from our wholesale lender network. Rate availability depends on credit score, loan-to-value, property type, and other factors. Call (949) 939-1622 for a personalized rate quote tailored to your scenario. Options Home Loans LLC — NMLS #2221613.
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Rates change daily. A pre-approval locks your rate and gives you real buying power.
Wholesale Pricing
As a licensed broker, we access wholesale rates from 20+ lenders — rates retail banks simply cannot match.
All Loan Types
Conventional, FHA, VA, USDA, bank statement, DSCR, and jumbo — we find the program that fits your situation.
Fast Rate Lock
Once you find a rate you love, we can lock it in quickly. Get pre-approved and start shopping with confidence.
See a Rate You Like? Let's Make It Official.
Get pre-approved today and lock in your rate before it changes. No obligation, no credit impact to start.